Retirement Programs

Retirement planning is on everyone’s mind. Synergy Benefits can review an existing Group Retirement Plan or help you create one from the ground up.

Our process includes:

  • Analyzing the current plan in relation to your goals and objectives
  • Benchmarking the contribution formula against industry competitors
  • Advising on appropriate investment funds and default fund
  • Comparing investment management fees (IMFs)
  • Reviewing plan governance processes to ensure compliance with CAP Guidelines

Retirement Seminars and Employee Education

We coordinate education sessions throughout the employee lifecycle. Whether a Lunch & Learn or personal consultation, we offer valuable services for your employees.

Topics include:

  • Basic pre-retirement planning concepts
  • Retirement income requirements and projections
  • Managing and coordinating government benefits
  • Tax planning and strategies for retirement
  • Lifestyle and retirement budgeting ideas
  • Completing investor profile assessments
  • Servicing strategies and investment policy statements