Core Services

Retirement Programs

Retirement planning is on everyone’s mind. Synergy Benefits can review an existing Group Retirement Plan or help you create one from the ground up.

Our process includes:

  • Analyzing the current plan in relation to your goals and objectives
  • Benchmarking the contribution formula against industry competitors
  • Advising on appropriate investment funds and default fund
  • Comparing investment management fees (IMFs)
  • Reviewing plan governance processes to ensure compliance with CAP Guidelines

Retirement Seminars and Employee Education

We coordinate education sessions throughout the employee lifecycle. Whether a Lunch & Learn or personal consultation, we offer valuable services for your employees.

Topics include:

  • Basic pre-retirement planning concepts
  • Retirement income requirements and projections
  • Managing and coordinating government benefits
  • Tax planning and strategies for retirement
  • Lifestyle and retirement budgeting ideas
  • Completing investor profile assessments
  • Servicing strategies and investment policy statements